David Drumm: List of 33 charges faced by former Anglo chief

Ex-banker contests charges relating to transactions as Anglo edged towards collapse

David Drumm: Has denied any wrongdoing. Photograph: Josh Reynolds/The Irish Times

Former Anglo Irish Bank chief executive Davied Drumm (49) is facing 33 charges relating to transactions carried out ahead of the collapse of the ill-fated bank.

After abandoning his legal challenge against extradition from the United States, the ex-banker returned home to Dublin to contest the charges relating to transactions carried out while he ran Anglo as the lender edged towards collapse during the 2008 financial crisis. He has denied any wrongdoing.

During a Dublin District Court hearing which began shortly before 11am, counsel for Mr Drumm made an application for bail. The following are those charges in detail.

1. That you the said accused did on divers days between the 1 March, 2008,

READ MORE

and September 30th, 2008, both dates inclusive in the Dublin Metropolitan

District conspire with Denis Casey, Peter Fitzpatrick, John Bowe and

others to defraud by engaging in transactions between Anglo Irish Bank

Corporation plc, Irish Life & Permanent plc and Irish Life Assurance

for the purpose of (a) dishonestly creating the false and misleading

impression that deposits from a non-Bank entity to Anglo Irish Bank

Corporation plc during the year ending September 2008 were

approximately €7.2 billion larger in amount than they really were and

(b) thereby inducing existing and prospective depositors with, and

investors in, the said Anglo Irish Bank Corporation plc to make

decisions concerning their financial interests on the assumption that

the said bank received larger deposits from a non-bank entity during

the year ended 30 September 2008 than it really did. Contrary to

common law

2. That you the said accused did on the 3rd December 2008 in the Dublin

Metropolitan District dishonestly and with the intention of making a

gain for yourself or another or causing a loss to existing and

prospective investors in and depositors with Anglo Irish Bank

Corporation plc furnish to the market information about the

performance of Anglo Irish Bank Corporation plc during the year ending

September 2008 by making use of an account which to your knowledge was

misleading, false or deceptive in a material particular insofar as it

gave the impression that non-bank deposits into Anglo Irish Bank

Corporation plc were greater by an amount of €7.2 billion

approximately than they really were during that period.

3. Contrary to section 10 of the Criminal Justice (Theft and Fraud

Offences) Act 2001

You David Drumm on or about 7 May 2008, within the Dublin Metropolitan

District, being a director of Anglo Irish Bank Corporation plc, a

company to which regulations 6, 7 and 8 of the transparency (directive

2004/109/ec) regulations 2007 applied, which said company committed an

offence under the said regulations namely, disclosing information in

an interim management report on 7 may 2008 in purported compliance

with regulations 6, 7 and 8 of the said regulations which said

information was false or misleading in a material respect in that the

said interim management report stated that it included a fair review

of important events that had occured during the six months ending 31

March 2008 and a description of the principle risks and uncertainties

for the remaining six months of the financial year but failed to

disclose the substantial exposure of Anglo Irish Bank Corporation plc

to a large contract for difference postiion which had being built up

by Sean Quinn and/or the steps which the company had taken and/or

planned to take to address same, and which said information the

company knew was false or misleading, and the said offence was

committed with your consent, connivance and approval and/or was

attributable to your willful neglect. Contrary to Regulations 76 (2) &

(4) of the Transparency (Directive 2004/109/EC) Regulations 2007 as

applied by Section 21 of the Investments Funds, Companies And

Miscellaneous Provisions Act, 2006

4. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Patrick Kearney

created in October but dated 17 July 2008, with the intention that it

should be used to induce Anglo Irish Bank Corporation plc to accept

it as genuine and to believe that a loan authorised in July 2008 had

being given to Patrick Kearney on terms more favourable to Patrick

Kearney and less favourable to Anglo Irish Bank Corporation plc than

the terms on which the loan had actually been given and on that

account to its prejudice to do some act or make some omission.

5. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Joseph O’Reilly

created in October but dated 17 July 2008, with the intention that it

should be used to induce Anglo Irish Bank Corporation plc to accept

it as genuine and to believe that a loan authorised in July 2008 had

been given to Joseph O’Reilly on terms more favourable to Joseph

O’Reilly and less favourable to Anglo Irish Bank Corporation plc than

the terms on which the loan had actually been given and on that

account to its prejudice to do some act or make some omission.

6. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Seamus Ross created in

October but dated 17 July 2008, with the intention that it should be

used to induce Anglo Irish Bank Corporation plc. to accept it as

genuine and to believe that a loan authorised in July 2008 had been

given to Seamus Ross on terms more favourable to Seamus Ross and less

favourable to Anglo Irish Bank Corporation plc than the terms on

which the loan had actually been given and on that account to its

prejudice to do some act or make some omission.

7. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Sean Reilly created in

October but dated 17 July 2008, with the intention that it should be

used to induce Anglo Irish Bank Corporation plc to accept it as

genuine and to believe that a loan authorised in July 2008 had been

given to Sean Reilly on terms more favourable to Sean Reilly and less

favourable to Anglo Irish Bank Corporation plc than the terms on

which the loan had actually been given and on that account to its

prejudice to do some act or make some omission.

Contrary to Section 25 of the Criminal Justice (Theft and Fraud)

Offences Act, 2001.

8. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Gerard Maguire created

in October but dated 17 July 2008, with the intention that it should

be used to induce Anglo Irish Bank Corporation plc to accept it as

genuine and to believe that a loan authorised in July 2008 had been

given to Gerard Maguire on terms more favourable to Gerard Maguire and

less favourable to Anglo Irish Bank Corporation plc. than the terms on

which the loan had actually been given and on that account to its

prejudice to do some act or make some omission.

9. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Patrick McKillen

created in October but dated 17 July 2008, with the intention that it

should be used to induce Anglo Irish Bank Corporation plc to accept

it as genuine and to believe that a loan authorised in July 2008 had

been given to Patrick McKillen on terms more favourable to Patrick

McKillen and less favourable to Anglo Irish Bank Corporation plc than

the terms on which the loan had actually been given and on that

account to its prejudice to do some act or make some omission.

Contrary to Section 25 of the Criminal Justice (Theft and Fraud)

Offences Act, 2001.

10. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, made a false instrument within the meaning of Section

30(1)(g) of the Criminal Justice (Theft and Fraud) Offences Act 2001,

namely a purported Facility Letter addressed to Brian O’Farrell

created in October but dated 17 July 2008, with the intention that it

should be used to induce Anglo Irish Bank Corporation plc to accept

it as genuine and to believe that a loan authorised in July 2008 had

been given to Brian O’Farrell on terms more favourable to Brian

O’Farrell and less favourable to Anglo Irish Bank Corporation plc

than the terms on which the loan had actually been given and on that

account to its prejudice to do some act or make some omission.

Contrary to Section 25 of the Criminal Justice (Theft and Fraud)

Offences Act, 2001.

11. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Coporation plc,

was privy to the falsification of a document affecting or relating to

the property or affairs of Anglo Irish Bank Corporation plc, namely a

purported Facility Letter addressed to Seamus Ross in connection with

the purchase of shares in Anglo Irish Bank Corporation plc in July

2008, the falsification consisting of the insertion into the Facility

Letter created in October 2008 of a date of 17 July 2008, and the

variation of the terms and conditions in such a manner so as to be

more favourable to Seamus Ross and less favourable to Anglo Irish Bank

Corporation plc than the terms and conditions on which the loan had

actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

12. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc, was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc, namely a purported Facility Letter addressed to Joseph O’ Reilly

in connection with the purchase of shares in Anglo Irish Bank

Corporation plc. in July 2008, the falsification consisting of the

insertion into the Facility Letter created in October 2008 of a date

of 17 July 2008, and the variation of the terms and conditions in such

a manner so as to be more favourable to Joseph O’Reilly and less

favourable to Anglo Irish Bank Corporation plc. than the terms and

conditions on which the loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

13. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc, was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc., namely a purported Facility Letter addressed to Patrick Kearney

in connection with the purchase of shares in Anglo Irish Bank

Corporation plc in July 2008, the falsification consisting of the

insertion into the Facility Letter created in October 2008 of a date

of 17 July 2008, and the variation of the terms and conditions in such

a manner so as to be more favourable to Patrick Kearney and less

favourable to Anglo Irish Bank Corporation plc than the terms and

conditions on which the loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

14. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc., was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc, namely a purported Facility Letter addressed to Brian O’Farrell

in connection with the purchase of shares in Anglo Irish Bank

Corporation plc in July 2008, the falsification consisting of the

insertion into the Facility Letter created in October 2008 of a date

of 17 July 2008, and the variation of the terms and conditions in such

a manner so as to be more favourable to Brian O’Farrell and less

favourable to Anglo Irish Bank Corporation plc than the terms and

conditions on which the loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

15. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc, was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc, namely a purported Facility Letter addressed to Gerard Maguire

in connection with the purchase of shares in Anglo Irish Bank

Corporation plc in July 2008, the falsification consisting of the

insertion into the Facility Letter created in October 2008 of a date

of 17 July 2008, and the variation of the terms and conditions in such

a manner so as to be more favourable to Gerard Maguire and less

favourable to Anglo Irish Bank Corporation plc than the terms and

conditions on which the loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

16. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc, was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc, namely a purported Facility Letter addressed to Sean Reilly in

connection with the purchase of shares in Anglo Irish Bank Corporation

plc in July 2008, the falsification consisting of the insertion into

the Facility Letter created in October 2008 of a date of 17 July 2008,

and the variation of the terms and conditions in such a manner so as

to be more favourable to Sean Reilly and less favourable to Anglo

Irish Bank Corporation plc than the terms and conditions on which the

loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

17. That you David Drumm within the Dublin Metropolitan District between

the 1st day of October 2008 and the 31st day of October 2008 both

dates inclusive, being an officer of Anglo Irish Bank Corporation

plc, was privy to the falsification of a document affecting or

relating to the property or affairs of Anglo Irish Bank Corporation

plc, namely a purported Facility Letter addressed to Patrick McKillen

in connection with the purchase of shares in Anglo Irish Bank

Corporation plc in July 2008, the falsification consisting of the

insertion into the Facility Letter created in October 2008 of a date

of 17 July 2008, and the variation of the terms and conditions in such

a manner so as to be more favourable to Patrick McKillen and less

favourable to Anglo Irish Bank Corporation plc. than the terms and

conditions on which the loan had actually been given.

Contrary to Section 243 (1) of the Companies Act, 1990 and Section 240

(1)(b) of the Companies Act, 1990 as amended by Section 104 (b) of the

Company Law enforcement Act 2001.

18. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 30th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Patricia Quinn for the purpose of or

in connection with the purchase to be made by the said Patricia Quinn

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

19. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District and between the 10th and

17th July 2008, both dates inclusive, authorised or, in breach of your

duty as such officer, permitted, Anglo Irish Bank Corporation plc to

give unlawful financial assistance to Sean Quinn Jnr for the purpose

of or in connection with the purchase to be made by the said Sean

Quinn Jnr of shares in Anglo Irish Bank Corporation plc, and was

thereby an officer in default within the meaning of Section 60 (15) of

the Companies Act 1963 (as amended) and section 383 of the Companies

Act 1963, as substituted by section 100 of the Company Law Enforcement

Act 2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

20. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc., within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Colette Marie Quinn for the purpose

of or in connection with the purchase to be made by the said Colette

Marie Quinn of shares in Anglo Irish Bank Corporation plc, and was

thereby an officer in default within the meaning of Section 60 (15) of

the Companies Act 1963 (as amended) and section 383 of the Companies

Act 1963, as substituted by section 100 of the Company Law Enforcement

Act 2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

21. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc. to give

unlawful financial assistance to Ciara Quinn for the purpose of or in

connection with the purchase to be made by the said Ciara Quinn of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

22. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Brenda Quinn for the purpose of or in

connection with the purchase to be made by the said Brenda Quinn of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

23. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Aoife Quinn for the purpose of or in

connection with the purchase to be made by the said Aoife Quinn of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

24. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Brian O’Farrell for the purpose of or

in connection with the purchase to be made by the said Brian O’Farrell

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

25. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Sean Reilly for the purpose of or in

connection with the purchase to be made by the said Sean Reilly of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by Section

104 of the Company Law Enforcement Act 2001.

26. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Seamus Ross for the purpose of or in

connection with the purchase to be made by the said Seamus Ross of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

27. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Patrick McKillen for the purpose of

or in connection with the purchase to be made by the said Patrick

McKillen of shares in Anglo Irish Bank Corporation plc, and was

thereby an officer in default within the meaning of Section 60 (15) of

the Companies Act 1963 (as amended) and Section 383 of the Companies

Act 1963, as substituted by section 100 of the Company Law Enforcement

Act 2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

28. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Patrick Kearney for the purpose of or

in connection with the purchase to be made by the said Patrick Kearney

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by Section

104 of the Company Law Enforcement Act 2001.

29. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Joseph O’Reilly for the purpose of or

in connection with the purchase to be made by the said Joseph O’Reilly

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by Section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by Section

104 of the Company Law Enforcement Act 2001.

30. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to John McCabe for the purpose of or in

connection with the purchase to be made by the said John McCabe of

shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by Section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by Section

104 of the Company Law Enforcement Act 2001.

31. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Gerard Conlon for the purpose of or

in connection with the purchase to be made by the said Gerard Conlon

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and Section 383 of the Companies Act

1963, as substituted by Section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.

32. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Gerard Gannon for the purpose of or

in connection with the purchase to be made by the said Gerard Gannon

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and section 383 of the Companies Act

1963, as substituted by Section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and Section 240 (8) of the Companies Act 1990, as inserted by Section

104 of the Company Law Enforcement Act 2001.

33. That you David Drumm, being an officer of Anglo Irish Bank Corporation

plc, within Dublin Metropolitan District between the 10th and 17th

July 2008, both dates inclusive, authorised or, in breach of your duty

as such officer, permitted, Anglo Irish Bank Corporation plc to give

unlawful financial assistance to Gerard Maguire for the purpose of or

in connection with the purchase to be made by the said Gerard Maguire

of shares in Anglo Irish Bank Corporation plc, and was thereby an

officer in default within the meaning of Section 60 (15) of the

Companies Act 1963 (as amended) and section 383 of the Companies Act

1963, as substituted by section 100 of the Company Law Enforcement Act

2001.

Contrary to Section 60 (1) and Section 60 (15) of the Companies Act

1963 as amended by Section 15 of the Companies (Amendment) Act 1982

and section 240 (8) of the Companies Act 1990, as inserted by section

104 of the Company Law Enforcement Act 2001.