Health insurance – terms and conditions

Time for common sense

Sir, – While renewing my health insurance, I noticed that it included maternity, child healthcare and fertility cover. Being in my seventies and male, without child dependants, I queried the need for such cover, only to be informed that these are required under the existing minimum benefit legislation. This seems to be an unnecessary legal requirement which, if it were dropped from the appropriate policies, could save customers and the insurance firms unnecessary costs. Perhaps someone in power could see if the legislation could be amended accordingly. – Yours, etc,

BOBBY CARTY,

Dublin 6W.