PTSB research also reveals cautious optimism on business growth

Stakes diluted in crisis-era bailouts

Quicker decisions and competitive rates for those not in market for green loans among the features now available

Removing restrictions is not about absolving them for their behaviour

Price in excess of €300m estimated in order to secure deal with PTSB still keen

The Irish Times reported last month PTSB made an unsolicited overture to buy Finance Ireland

Taxpayers have recovered €19.2 billion from AIB and continue to own 3.3% of bank

Bank says it has priced its loans more competitively in the past year

Lender would be expected to pay more than €300m to get Pimco, M&G and management to bite

Núa Money co-founder Fergal O’Leary says there is an opportunity for more players to come into the Irish mortgage market and take market share from the banks

Mobile users encountering error messages while trying to access accounts

Features of market include struggles to save for a deposit, and low awareness among existing homeowners of potential savings

Failure to address what happens to the home you shared can leave both parties in limbo when it comes to moving on with their lives

Important to consider the cost of your debt compared to the benefit of saving in terms of interest rates

Finance Ireland is 51% owned by US investment management giant Pimco

Firm follows AIB and Bank of Ireland with reduction

Few developers cater to the market for single people and banks often require higher deposits

There is a compelling rationale for a credit guarantee scheme for small builders, partially underwritten by the State, to advance finance to developers with viable housing projects but insufficient equity

If even two-thirds receive the average in gifts, that’s a windfall of more than €24m in the hands of young children in the coming months

Bank plans to start talks with Government and NatWest this year on buying back some of their shares