Pensions Focus Special Report

Consumers want sustainable options, with implications for where fund managers invest their pensions

The rewards of the stock market can be great in the long-term, but it’s volatile for the short-term investor

It’s better to start saving for a pension early but if you haven't, here’s what to do

What are the best options for ensuring your pension fund is invested in ethical assets?

The EU IORP II directive is bringing the biggest change seen in Ireland’s occupational pensions landscape for a generation, according to experts

There are downsides to annuities but with inflation on the rise, annuity returns have also increased

Auto-enrolment will be a new savings and investment scheme for employees where financial returns are paid out to participants on retirement, in addition to the State pension

If you are far away from retirement, it is often best not to switch to more secure assets in periods of volatility

In the UK the Financial Conduct Authority(FCA) is warning that scammers are using a number of tactics to con victims

If someone reaches retirement and exceeds the threshold by, even by €1, the pension administrator will immediately take 40 per cent Chargeable Excess Tax and remit that to Revenue

Pensions: Employers' offers of enhanced transfer values may appear very tempting on the surface, but people should be very cautious before signing on the dotted line

National pension auto-enrolment is coming down the tracks in 2024, but in the meantime the advice is to start pension savings as soon as possible

How to know which pension to choose and what to do with it upon retiring

Corporate pension programmes in the UK are increasingly looking to offload their risk to insurers as they try to insulate themselves from future market turmoil.

A new obligation on pension scheme trustees to ensure effective governance

Starting a pension early is key to living standards remaining the same upon retirement

Lord make me good, but not yet. Everyone agrees a national auto-enrolment pension is a good idea, but no one seems ready to pay for one

Any contributions above the standard fund threshold of €2m are hit with a punitive tax

With a new, high compliance burden, what is the future of the SSAP model?

Policy makers have been reluctant to allow tax-free early access to pension pots

The idea of stopping work at a pre-determined age is being challenged

Pensions landscape has been transformed by more stable approved retirement funds

Reprofiling pension risk can make significant differences as people approach retirement

The best thing to do when it comes to making a retirement plan – start now

There is set to be a fundamental shift in the way pension schemes are structured

Approved retirement funds offer flexibility and control over investments

Workers seek superannuation that matches environment, social and governance ethics

They aren’t all they’re cracked up to be if the scheme isn’t fully funded when you retire

Pensions are often described as the most tax efficient investments anyone can make

‘Jobs for life’ are not so common now, so you can take your pension with you – to a point

Ireland ‘in the middle of the pack’ internationally when it comes to ESG investing

Transposition into Irish law of IORP II directive will transform pensions area

New regulations could rule out these very popular investment products

The prevailing wisdom now is that an ethically-themed portfolio helps avoid negative risks while finding positive opportunities

Many members of defined-contribution schemes now opt for ARFs

Policy and structural questions remain outstanding

From suitability to flexibility, Colm Power of Davy Private Clients has the answers

‘So even during a global pandemic equity investors have been able to make a positive return’

When deciding how to spend your pension savings, getting expert advice is vital

Threshold sees tax penalties for those with pension funds exceeding €2m