Hibernian
Product: Travelchoice multi-trip.
Medical up to £2 million; cancellation and curtailment, £3,000 each; personal accident, £25,000; personal liability, up to £1 million; delay, £75; missed departure, £400; legal expenses, £5,000; baggage, £1,500; money, £250; loss of passport, £300. Premiums: individual, £100; couple, £125; children under 18, £10 each; excess, £25 for baggage, medical only; age limit, 65. Optional cover for winter sports, golf and business is £10 each.
Royal & Sun Alliance
Product: Annual travel insurance for individuals and families.
Medical and emergency travel expenses, up to £1 million; cancellation and curtailment and change of itinerary, £3,000; personal accident, £25,000; personal liability, up to £1 million; delay, £60; missed departure, £250; legal expenses not covered; baggage, £2,000; money and credit cards, £500 with cash limit £250; loss of passport, £250. Premiums incl./excl. baggage: individual, £122.40/ £91.80; married couple, £137.70/£103.28; couple and family, £153/ 114.75; excess ranges from £0-£25 depending on benefit; duration of stay, max 30 days per trip/180 days abroad per year; age limit, 75
Optional cover includes: winter sports £25/ max 17 days per trip; vehicle breakdown, £40.
Coyle Hamilton
Product: Annual family travel insurance policy. Medical up to £2 million per person; cancellation and curtailment, £3,000 each; personal accident, £25,000; personal liability, up to £1 million; delay, £60; missed departure, £250; legal expenses, £5,000; baggage, £2,000 max with £300 allowed per item; money, £500; loss of passport, £250. Premiums: individual, £80; family, £100; children from 18-23, £25-each. Reduction down to £70-£85 if insured holds any household insurance with all risks cover. This price excludes baggage; excess £40 for every claim; duration of stay, 60 days per trip/180 days per year; age limit, up to 75 years.
Optional cover includes: winter sports, individual, £20; family, £25/ 17 days maximum.
Accident and General
Product: Fairsure multi-trip.
Medical, up to £1 million; cancellation and curtailment, £3,000 each; personal accident, £15,000; personal liability, up to £1 million; delay, £60; missed departure/connection, up to £400; legal expenses, up to £5,000; baggage, £1,200; money, £250; loss of passport, £300.
Premiums: individual £145; couple, £250; family, £250; excess £40 for cancellation and curtailment, medical and baggage. Duration of stay: 30 days per trip/unlimited trips per year. Age limit: 65.
Optional coverage includes: winter sports cover included for 21 days in premium price. Annual travel insurance is also available, covering medical and baggage only, for £230.
