It's tough enough returning home after several years away. The social and economic climate has changed a lot in recent times and adjusting can take time. But apparently, it won't take as long as getting an Irish bank account.

It appears that returning emigrants are falling victim to legislation designed to put the frighteners on money launderers. At a time when the ever-hungry Celtic Tiger is looking for more and more bodies to offset labour market shortages, throwing obstacles in the path of those looking to come back seems unhelpful.

Not only does one have to appear in person at a bank to open an account, but you also need evidence - i.e. utility bills/letter of employment/passport - to show you are who you say you are and you have an identifiable address.

The trouble is new arrivals will not have such evidence of address and employers are increasingly using contracts rather than full-time positions to improve flexibility.

And, it's not just opening a bank account that is a problem. Even getting utility access without bank details is a problem . . . a vicious circle. So much for the land of a thousand welcomes.