Single public sector worker: Amelia

Single person - income €37,000

Monthly income 2007: €2,545
Monthly income 2013: €2,386

Amelia is single and 30 years old and has been living in an apartment she bought in Kildare.

She works as a nurse in Dublin and has earned an annual salary of €37,000 over the last number of years. She is looking to purchase a home closer to work and her bank has asked for her payslips over a number of years.

When she looks at her payslips from 2007 to date, she sees the impact of the last six budgets on her income.

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In 2007, her “net” monthly income was €2,545 and this has reduced to €2,386 in 2013. She is worse off by €159 per month in 2013 than she was in 2007.