The majority of consumers purchase travel insurance from their travel agent or tour operator despite the fact that better value may be found shopping around. Irish Permanent has just entered the travel insurance arena and claims its Travelwise policy is among the most competitive on offer for European and US holidays.

Consumers may choose single or multi-trip policies. For those travelling several times a year the latter may be better suited. Those purchasing multi-trip cover may use the Travel Advice Service. It is accessible by phone from home or abroad and provides a range of travel information on various destinations.