Home loan or car loan overdraft facility: a loan to finance ongoing personal expenses
Laser card: a card that allows purchase at the point of sale and debits your account automatically
Savings account: a facility to allow a build-up of surplus funds on an interest-earning basis
Pension plans: securing the future with regular savings that can be accessed for retirement purposes
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Life assurance: to provide protection for mortgage loans in the event of the borrower dying
Insurance products: used to protect the borrower and the bank against fire, theft and third-party damage to home or personal property
PC banking: allows customers to access their bank accounts and make transactions from their own homes
