Standard Life recently launched a comprehensive range of protection policies called "The LifePLus Protection Series". Product types included in the series are life assurance, mortgage protection and critical illness cover. Features included as standard are: terminal illness cover, free accidental death benefit and a mortgage assurance option.

Additional options may be added at any time during the life of the policy. These include permanent total disability, critical illness benefit and waiver of premium benefit.

Standard Life claims that it maintains the lowest rates in the market for a £50,000 sum assured, 30-year term, age 30 next birthday, non-smoker, single, in several categories. These categories are male and female level protection plan (life cover only); males/females in mortgage protection plans (life cover only), and for males/females with their critical illness protection plan (critical illness cover only).