NIB personnelThe following are people and institutions against whom adverse comments are made in the report:

Jim Lacey, former chief executive, NIB;

Barry Seymour, former executive director, NIB;

Philip Halpin, former chief operating officer, NIB;

Frank Brennan, former general manager - retail banking, NIB and other titles;

Michael Keane, former general manager - banking, NIB and other titles;

Dermott Boner, a former head of retail, NIB and other titles;

Kevin Curran, a former head of retail banking, NIB and other titles;

Tom McMenamin, a former regional manager, NIB and other titles;

Barry Grogan, a former area manager, NIB;

Patrick Byrne, former head of finance, NIB;

Paul Harte, former head of audit, NIB;

Nigel D'Arcy, former head of the financial advice and services division, NIB;

Patrick Cooney, former investment manager, financial advice and services division, NIB;

Beverly Cooper-Flynn, former financial services manager, NIB;

Charlie McCarthy, former financial services manager, NIB;

Patricia Roche, former financial services manager, NIB;

Alistair Stewart, former financial services manager, NIB;

Bob Wynne, former financial services manager, NIB;

Frank Lynch, former financial services manager, NIB;

KPMG, former external auditors to NIB;

The NIB Audit Committee.