MrD from Dublin couldn't help chuckling when he spotted the article last week about how long it can take to clear a bank cheque - up to five days in another reader`s case. "The Post Office Savings Bank is even slower," he writes. "Cheques lodged may not be drawn against for 12 working days. Despite this you are paid interest back-dated to the time the cheque is given into your local post office. Some cash management!"