The following, in no particular order, are the subject of adverse comment (to a greater or lesser extent) in the NIB report.
- Jim Lacey, former Chief Executive, NIB;
- Barry Seymour, former Executive Director, NIB;
- Philip Halpin, former Chief Operating Officer, NIB;
- Frank Brennan, former General Manager - Retail Banking, NIB and other titles;
- Michael Keane, former General Manager - Banking, NIB and other titles;
- Dermott Boner, a former Head of Retail, NIB and other titles;
- Kevin Curran, a former Head of Retail Banking, NIB and other titles;
- Tom McMenamin, a former Regional Manager, NIB and other titles;
- Barry Grogan, a former Area Manager, NIB;
- Patrick Byrne, former Head of Finance, NIB;
- Paul Harte, former Head of Audit, NIB;
- Nigel D'Arcy, former Head of the Financial Advice and Services Division, NIB;
- Patrick Cooney, former Investment Manager, Financial Advice and Services Division, NIB;
- Beverly Cooper Flynn, former Financial Services Manager, NIB;
- Charlie McCarthy, former Financial Services Manager, NIB;
- Patricia Roche, former Financial Services Manager, NIB;
- Alistair Stewart, former Financial Services Manager, NIB;
- Bob Wynne, former Financial Services Manager, NIB;
- Frank Lynch, former Financial Services Manager, NIB;