Make sure you have a card or document showing that you are a member of a private health insurance scheme and including your membership number, which you may need to quote. Take a note of any medical helpline number for overseas emergencies.
It is a good idea to also buy a travel insurance policy, especially if you are travelling outside Europe. If you are a regular traveller, annual multi-trip policies will usually be the best value. Shop around to get the lowest premiums.Remember to read the terms and conditions of your travel insurance policy. Many policies don't automatically include cover for winter sports or any "hazardous" activities so you may need to pay extra for this. If you have a pre-existing medical condition, you must declare it to the travel insurance company even if it means being forced to pay a higher premium. Otherwise, they won't pay out in the event of a claim should your condition worsen during your trip. If you are about to travel or stay temporarily in another European country, apply for a European Health Insurance Card from your local health board or by downloading an application form from www.ehic.ie Complete the form and return it to your local health board at least one month before you leave Ireland. You should receive your card within 10 working days of receipt of your application. The card is valid for up to two years.
More information on healthcare services in other EU/European Economic Area countries is available on www.ehic.ie