Ulster Bank, First Active opt out of bank guarantee

Ulster Bank and First Active have decided not to join the Government’s credit guarantee scheme.

Ulster Bank and First Active have decided not to join the Government’s credit guarantee scheme.

In a statement today Ulster Bank Group said following a detailed review of the options available we are "satisfied that the measures recently announced by the UK Government, to ensure both the liquidity and recapitalisation of banks, provides our parent The Royal Bank of Scotland Group, and consequently our retail and business customers in Ireland, with the protection and security they require during these unprecedented economic times."
Ulster Bank went on to acknowledge that the scheme had brought stability to the Irish market.

Ulster Bank and First Active have become the fourth banking group to decide to stay outside the Government's guarantee scheme, joining National Irish Bank, Bank of Scotland (Ireland) and Irish Intercontinental Bank (IIB/KBC).

In a statement Ulster Bank said all personal deposits up to €100,000 with it or First Active are guaranteed.