Ulster Bank seeks to repossess €1m house

ULSTER BANK has asked a judge to direct that Wexford accountant Alan Hynes, and his wife, Noreen, hand back a €1 million investment…

ULSTER BANK has asked a judge to direct that Wexford accountant Alan Hynes, and his wife, Noreen, hand back a €1 million investment property they bought in Blackrock, Co Dublin, four years ago.

Judge Jacqueline Linnane heard in the Circuit Civil Court yesterday that the Hyneses, Larkinstown, Co Wexford, had bought the property through a €960,000 First Active Building Society mortgage in April 2008.

The court was told there was now more than €1 million due on the mortgage taken out on a house at Rosehill, Carysfort Avenue, Blackrock, and which Ulster Bank took over when it bought First Active.

When counsel for the Hyneses had asked the court for time to lodge new detailed evidence by way of a supplemental affidavit, Judge Linnane adjourned the application until February 21st.

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Mr Hynes, a chartered accountant and director of several Tuskar Group property companies which are now in liquidation, was ordered by the Commercial Court in 2009 to repay €2.83 million in loans to Bank of Ireland.

Rossa Fanning, for Bank of Ireland, had told the Commercial Court that a term loan facility had been sanctioned by the bank in November 2005 to refinance a development loan which the Hyneses had previously held with Bank of Scotland.

The terms of Bank of Ireland’s loan involved monthly repayments of €15,631.