Averting a pension crisis

Sir, – In my 50 years as a practising pension consultant I have not read as clear and concise an article on this subject as that written by Niall O’Callaghan (Business, January 2nd). I sincerely hope that ministers Burton and Noonan take on board the three very clear recommendations set out in the article. – Yours, etc,

PATRICK J BURKE,

FPMI FIIPM,

College Grove,

Castleknock, Dublin 15.