Sir, – Following the success of Property, The Terror , Morgan Kelly ("Real crisis will begin when ECB halts sweet credit line," Opinion & Analysis, March 14th) has finally delivered his difficult second album SME, Future Fear . Sadly, it doesn't live up to the promise he showed all of seven years ago. After building up our hopes that we're in for another full-on credit crunch-style crisis, he fumbles it by declaring that "SMEs will eventually recover from their debt overhang – this sector is nothing if not resilient" before fading with a lament on the state of academe. A big disappointment for miserabilists everywhere. Maybe he should have done as U2 did and postponed. – Yours, etc,
BRIAN AHERN,
Meadow Copse,
Clonsilla,
Dublin 15.